Car Loan Tools

Car Cash Finder offers free car loan tools to help you get a new car.  Use our car loan calculator to estimate your future car payments.  Our car buyers guide will help guide you in your search for the right new car.  Plus we offer a few tips to help save you money!

Car Buyers Guide

Choosing the right car is a big decision.  Before you begin car shopping, you should decide what type of car suits your lifestyle and budget.  Below are some important factors to consider when choosing a car:

1)  Begin by researching online.  You no longer have to visit the dealership in person and deal with high pressure sales people to find a car you want to buy.  By researching online, you can find vehicle ratings, reviews, and comparisons with all the car specific details.  You can even print out different vehicle specs to compare and you get links to local car dealerships.

2)  Do your math!  Before buying a car, be sure to account for all the extra costs such as license and registration, extended warranties, fuel, auto insurance and maintenance.  Also be careful not to overpay.  The price of a new vehicle is always negotiable!

3)  Test drive the car before you buy it.  Although online research gives you a clearer idea of the type of car you want, it's important to actually get behind the wheel and try out the car for yourself.  Drive in real-life conditions and don't be afraid to have a used car checked by your mechanic before your commit to buying a car.

4)  Make yourself a list of the vehicle features you need.  Make sure the car will have enough trunk space and that the kids will fit comfortably in the back seat.  Make sure the controls are easy to navigate and know whether the car is front wheel drive, all-wheel drive, etc.  The features of a new car may seem trivial at first, but knowing which features you prefer will ensure that your day-to-day travels will be optimized for you personally.  With a little thought and research, you'll be able to determine the car that best fits your needs, saving you from a lot of headache later on.

Buy a Fuel Efficient Car

Suppose you buy a car that gets 20 miles per gallon (MPG) and you drive 15,000 miles per year at an average of $4.25 per gallon.  That 750 gallons of gas will cost you $3,188.  If you had bought a different car instead, that got 30 miles per gallon (MPG), that same amount of drive would have only cost $2,125 and would have saved you $1,063 in one year.  If you travel a lot the savings would be even more significant.  So be sure to factor MPG into the overall long-term cost of the car you are buying.  You shouldn't have a problem finding a fuel efficient car, especially with all the hyrid cars today.

Gas Saving Driving Tips

Aside from choosing the most fuel efficient car, there some easy driving tips you can use to increase your car's gas mileage:

• Don't do a lot of speeding and stop-and-go driving, as that really wastes gas.
• Do routine vehicle maintenance.  Having a tune up done regularly and keeping your tires properly inflated will help create a more fuel efficient car.
• Plan your driving routines ahead of time.  Over time, combining trips and running errands in order of location will help you save a lot of money on gas.
• Pump your gas when it's cooler outside and try to keep your gas tank over half full.  You'll make more trips to the gas station, but you'll still save a lot of money.